THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a sharp decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly preferring to digital channels for their financial needs. This shift has caused to a decrease in branch openings, and many institutions are merging existing branches to optimize costs. De

Free cash flow (FCF) represents a crucial metric for investors and business leaders alike. It reflects the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and strategica